We are familiar with most loan/closing documents.

Of course, not all loans or closings are the same but these are some we come across:

• Promissory Note

• Deed of Trust (or Mortgage)

• Loan Estimate (LE)

• Closing Disclosure (CD)

• Truth in Lending Disclosure (TIL)

• Note Rate Lock Agreement

• Borrower's Certification and Authorization

• Occupancy Affidavit

• IRS Form 4506-T

• Insurance Documents

• Title Insurance Policy

• HUD-1 Settlement Statement (or Closing Disclosure)

• Loan Application (1003)

• Appraisal Report

• Survey

• Homeowner's Association (HOA) Documents

• Compliance Agreement

• Notice of Right to Cancel (for Refinances)

• Acknowledgment of Receipt of Documents

• Power of Attorney (if applicable)

• Other State-Specific Documents

• Warranty Deed

• Deed of Trust Note

• Prepayment Penalty Disclosure

• Hazard Insurance Disclosure

• Flood Hazard Disclosure

• Loan Servicing Transfer Disclosure

• Right to Receive Appraisal

• Initial Escrow Account Statement

• Adjustable Rate Rider (if applicable)

• ARM Disclosure (Adjustable Rate Mortgage Disclosure)

• Equal Credit Opportunity Act (ECOA) Notice

• Credit Report Authorization

• Authorization to Release Information

• Privacy Policy Notice

• 1099-S Form (Statement of Proceeds from Real Estate Transactions)

• Transfer of Servicing Disclosure

• Mortgage Insurance Premium (MIP) Disclosure

• Payment Shock Disclosure

• Signature Affidavit

• Subordination Agreement (if applicable)

• Certificate of Occupancy (for new construction)

• Rider to the Note (if applicable)

• Final Escrow Account Statement

• Tax Information Authorization

• Affiliated Business Arrangement Disclosure

• Balloon Payment Rider (if applicable)

• Lock-In Agreement

• Home Loan Toolkit (Your Home Loan Toolkit: A Step-by-Step Guide)

• Right to Appraisal Notice